Down Payment Assistance | Working Capital Loan
Secure the Capital You Need to Fund Your Next Real Estate Deal.
Ready to scale your real estate portfolio?
Grow your portfolio with working capital, business funding, lines of credit and banks' cheat codes to access the capital you need to buy cash-flowing real estate. Our goal is to help you secure funding for properties to cover your down payment, repair cost or closing costs with customizable loan payments.
Down Payment Assistance | Working Capital Loan
Secure $50,000-$250,000 At 0% Interest To Scale Your Real Estate Business
Finding great deals but lacking capital?
We help real estate investors access working capital/ down payment assistance loans, business lines of credit, and banks’ insider strategies—so you can cover down payments, rehab costs, closing costs, or taking your business to the next level. 0% interest. No personal guarantees. No income docs. Credit 600+ needed.
Working Capital / Down Payment Assistance Loan
Our Working Capital Support Loan offers up to $500,000 in unsecured funding, eliminating lack of capital as a barrier to buying real estate, starting a business, or pursuing new opportunities. With no collateral required and funding available in 2 weeks, this loan gives you the leverage to scale your investments and achieve financial freedom faster.
Fast Funding
Get approved and funded in as little as 7-14 days
No Collateral & No Impact on Personal Credit
Preserve your equity and leverage smart financing to scale faster—without risking assets or affecting your credit.
Flexible Loan
Terms
Designed specifically for real estate investors
Exclusive Opportunity: Due to limited capital, funding is reserved for the most motivated individuals with strong business plans. If you’re ready, book a call to present a clear vision for growth.
TESTIMONIALS
Listen To Our Clients!
JEFF
“I do fix and flips, before working with Munoz Ghezlan I almost foreclosed on my properties! All of my cash was stuck in projects. I needed $40,000-$50,000 to finish up the renovations. I got a working capital loan, finished up."
Landon
"I was struggling as a realtor doing 2-3 deals a month. I needed capital to build my business. I took out $35,000 and used it to generate more leads. Turned into $150,000~ in revenue. then took out another $150k!"
Mike
" Before working with MG capital, I was only able to wholesale all the properties I was finding and I felt like I was missing out on a lot of money not flipping any of the deals. I was able to get a working capital loan to scale my whole business. "
Gai
" I used to work at a construction company dreaming of starting my fix & Flip business I had the experience, crew and tools. I looked at a lot of deals but didn't have the capital to start and didn't want to risk my own savings. got 125k in from Munoz Ghezlan and now i'm ready to grow! "
George
" I own a construction company and I needed more capital to grow my business and start my fix and flip business. I can now do more marketing, hire more people open up more projects and, start fixing and flipping "
Micheal M
" I took out $80,000 in working capital to use to buy a 5 unit rental portfolio, it freed up my cash and helped me access more money to scale without using my cash, my goal is to build passive income. I recommend working with Munoz Ghezlan! "
Loan Terms & Eligibility
✅ 12-18 months interest-free financing available
✅ Optional payback terms between 2-7 years
✅ Great for Down Payment Assistance – Lower DSCR loan down payments to 5-15%
✅ Designed to preserve cash flow – As long as the property cash flows, this minimizes over-leveraging
✅ Long-term wealth strategy – As property values appreciate and rents increase, investors can save cash flow and
use equity from refinancing to pay off the loan
✅ Inspired by Rich Dad Poor Dad – A proven tool to use good debt to build wealth, acquire assets, and achieve financial freedom
Loan Amounts: $25,000 - $500,000
Funding Timeline: 7-14 days
Use Cases: Down payment assistance, property renovations, closing cost, working capital for scaling investments
Who Qualifies?: Real estate investors with active investment strategies
How It Works
Book a Free Consultation
Speak with a Senior Real Estate Capital Advisor to discuss your funding needs
Get Prequalified & Review Loan Terms
We’ll assess your eligibility and structure the best financing option for your investment strategy.
Secure Your Capital
Once approved, funding is deposited into your account within 7-14 days.
Deploy Your Funds & Scale
Use your capital to cover a down payment, fund renovations, or acquire more properties.
People We've Helped Build and
Grow Their Assets
Key Benefits of
This Loan
Key Benefits ofThis Loan
✅ Fast Approval & Funding – Unlike traditional loans, get prequalified in 24 hours and funded in as little as 7-14 days
✅ No Collateral Required – Preserve your existing assets while leveraging additional financing
✅ Flexible Loan Terms – Custom funding options designed for real estate investors
✅ Stackable with Other Loans – Can be used as part of your down payment on a DSCR loan or to fund renovations and acquisitions
✅ Tailored for Active Investors – Perfect for house flippers, buy-and-hold investors, and short-term rental operators
Frequently Asked Question’s
What is the Working Capital / Down Payment Assistance Loan?
This is a flexible financing solution designed for real estate investors needing capital to fund down payments, renovations, or scale their portfolios.
Can I use this loan to cover my down payment for a DSCR loan?
Yes! Many investors use this financing option to cover part or all of their DSCR loan down payment.
How fast can I get funded?
Funding is typically available within 7-14 days, depending on the approval process.
What do I need to qualify for Munoz Ghezlan’s Working Capital Program?
At Munoz Ghezlan & Co., our mission is to give real estate investors access to the capital — so they can scale their portfolios and build real wealth.Whether you're just getting started and need to rebuild or restore your credit,or you're ready to access $250,000 in 0% interest business funding and $500,000 in business lines of credit, our program meets you where you are.We cover the A–Z of credit and funding strategy —So no matter your current position, you’ll walk away with the tools, resources, and a white glove service to turn your credit into capital and your capital into assets.
How do I make payments on the credit I’ve secured?
One of the biggest advantages of the 0% interest funding we help secure is the low monthly payment structure. You’ll typically only need to pay 1–3% of the balance you’ve used.For example, if you were approved for $100,000 and you used $50,000 for a real estate investment or business expense, your minimum monthly payment would only be around $500 depending on the card terms.This gives you maximum cash flow and flexibility — so you can deploy your funds, grow your income, generate passive income, and stay current with ease.
How do I qualify for this loan?
Qualification is based on a combination of financial strength, creditworthiness, and investment strategy. No W-2s or tax returns required.
What are the loan amounts and terms?
Loan amounts range from $25K - $500K, with custom repayment terms designed to fit your investment timeline.
Can I combine this loan with other financing options?
Yes! This loan is often used as part of a strategic financing stack, helping investors leverage multiple funding sources to scale faster.
How long does the 0% interest period last?
Each funding round typically comes with a 9–18 month 0% interest period — with the average being around 12 months.But here’s where we’re different: We don’t just get you funded once and disappear.We will keep your credit profile strong and continue accessing 0% interest funding year after year — so you’re never limited by liquidity as you scale your investments.Think of it as a renewable capital strategy — as long as you maintain and build your profile, you’ll continue to qualify for fresh rounds of 0% capital.
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